Archive - Agency Cost

Number Go Up

RBI's Financial Inclusion Index always goes up. But what do I do with that information?

Apr 2

March 2026

Loving Grace, Wrong Race

India does need an AI Mission. Just not this one.

Mar 26

Yes, there are now regulations for making regulations. And that's a good thing.

India's regulators have discovered the value of process. Now they need someone to hold them to it.

Mar 7

NPCI's Market Concentration Fix: Have You Tried Asking Nicely?

The 30% cap was always going to fail. Here are some ideas that at least have a chance.

Mar 4

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